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This page outlines who may join the Canadian Blood Services DB Pension Plan.


Participating unions

Members of the following unions participate in the DB Plan.

  • British Columbia Nurses' Union
  • Canadian Union of Public Employees, Local 1655
  • Canadian Union of Public Employees, Local 1846
  • Canadian Union of Public Employees, Local 3728
  • Health Sciences Association of British Columbia
  • Hospital Employees' Union of British Columbia
  • Manitoba Nurses' Union
  • Newfoundland and Labrador Nurses' Union
  • Nova Scotia Nurses' Union
  • Ontario Nurses' Association
  • Ontario Public Service Employees Union
  • Saskatchewan Union of Nurses
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Regular full-time employees

If you’re a regular full-time employee, you:

  • may join the plan on the first day of the month following three complete months of continuous service. If you don’t join then, you can join on the first day of any month thereafter,

  • will automatically join the plan on the first day of the month in which you complete two years of continuous service, if you are represented by one of the Participating Unions and have not already joined the plan, or

  • must join this plan or the Defined Contribution plan (DC plan) (see the website, at cbs.hroffice.com, for details) by the first day of the month in which you complete two years of continuous service—if you are not represented by one of the Participating Unions. If you do not choose a plan by the first day of the month in which you complete two years of continuous service, you will be automatically enrolled in the DB plan.

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Employees other than regular full-time employees

In all Canadian provinces, except Manitoba

Effective January 1, 2010, if your employment status is something other than regular full-time (that is, if you are a full-time term, part-time or casual employee), you may join the plan on the first day of the month following three complete months of continuous service.* If you are not represented by one of the Participating Unions listed on page 3, you may choose to join the DC plan instead (see website cbs.hroffice.com, for details).

In Manitoba

If you work in Manitoba, you:

  • may join the plan on the first day of the month following three complete months of continuous service. If you don’t join then, you can choose to join on the first day of any month thereafter, or
  • will automatically join the plan on the first day of the month in which you complete two years of continuous service, as long as you have also earned at least 25% of the YMPE in each of two consecutive calendar years—if you are represented by one of the Participating Unions and have not already joined the plan, or
  • must join this plan or the DC plan (see the website, at cbs.hroffice.com, for details) by the first day of the month in which you complete two years of continuous service, as long as you have also earned at least 25% of the YMPE in each of two consecutive calendar years—if you are not represented by one of the Participating Unions. If you do not choose a plan by this date, you will be automatically enrolled in the DB plan.

* Other than regular full-time employees with at least three months of continuous service on January 1, 2010 shall be eligible to participate in the plan as of that date and not prior to that date. Prior to January 1, 2010, two years of continuous service were required for participation.

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Transferring service into the plan

If you were a member of another pension plan immediately before your continuous service with Canadian Blood Services started, you may be able to transfer your pension assets directly from your previous pension plan to the Canadian Blood Services plan to provide additional credit and pension benefits under this plan.

If you are interested in such a transfer, you should contact Morneau Shepell Ltd at 1 877 252-4442, advising them of your pension entitlements and options under the previous plan. The pensionable service credit and pension benefits that may be provided with the assets transferred from your previous pension plan will then be determined.

If you previously participated in the Canadian Red Cross Pension Plan—Part II (Red Cross DB plan), your service under that plan was automatically transferred to the Canadian Blood Services DB plan, effective September 28, 1998, and your service and pensionable earnings under that plan are recognized under this DB plan.

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Choosing not to join

You may choose not to join the plan if you:

  • are already a member of the DC plan (see website, at cbs.hroffice.com, for details), since you cannot participate in both plans,

  • are a regular full-time employee and have not yet completed two years of continuous service,

  • work other than regular full-time (unless you work in Manitoba, have completed two years of continuous service and have earned at least 25% of the YMPE in each of two consecutive calendar years, in which case you automatically join the plan at that time),

  • work in the Northwest, Nunavut, or Yukon Territories and if you object to pension plan membership on the basis of religious beliefs,

  • work in Manitoba, and are a full-time student, or a member of a religious group that has as one of its articles of faith the belief that members of the group must not join a pension plan,

  • work in Manitoba, work other than regular full-time, and do not meet the service or earnings criteria as stated in the above section “Manitoba employee”.

If you decide not to join the plan, you will have to sign a form indicating that you’ve been given the chance to join and chose not to.

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Examples

Michel is a regular full-time employee, represented by a Participating Union:

Date of hire March 8, 2009
Michel may join this plan July 1, 2009
Michel automatically joins this plan March 1, 2011

Dawn is a regular full-time non-union employee:

Date of hire in the part-time position January 15, 2009
Dawn may join this plan or the DC plan May 1, 2009
Dawn must join this plan or the DC plan January 1, 2011

Ming is a regular full-time employee, represented by a Non-participating Union

Date of hire April 20, 2009
Ming may join this plan or the DC plan August 1, 2009
Ming must join this plan or the DC plan April 1, 2011

Jeanne just transferred to a regular full-time position, and is represented by a Participating Union

Date of hire in a part-time position September 19, 2008
Jeanne transferred to full-time January 15, 2009
Jeanne may join this plan February 1, 2009
Jeanne automatically joins this plan September 1, 2010

Sandy just transferred to a regular full-time position, and is represented by a Participating Union:

Date of hire in the part-time position June 5, 2003
Sandy could have joined this plan June 1, 2005
Sandy transferred to full-time December 1, 2008
Sandy automatically joins this plan December 1, 2008

Ahmed is a temporary full-time employee:

Date of hire June 27, 2008
Ahmed is eligible to join this plan or the DC plan January 1, 2010

Dmitri is a part-time employee:

Date of hire January 15, 2010
Dmitri is eligible to join this plan or the DC plan May 1, 2010

Phil is a temporary part-time employee working in Manitoba, represented by a Participating Union:

Date of hire August 12, 2008
Phil may join this plan December 1, 2008
Phil earns in 2008 $11,225 (25% of 2008 YMPE)
Phil earns in 2009 $11,575 (25% of 2009 YMPE)
Phil automatically joins this plan August 1, 2010


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